Bhalu Insurance

About Us

A specialized workers’ compensation program designed to meet the needs of families with domestic employees (nannies, senior caregivers and housekeepers).

When designing the meaning behind our website that supports families with domestic employees (nannies, senior caregivers and housekeepers), we wanted to build a brand that symbolized our product.  We spent time looking at the clients we serve and thinking about the role that the employee plays for a family that needs them.  Bears struck us as animals that protect their family units and nurture them through the years. 

We believe this animal is a great representation of our insurance in that it protects the families in case an employee is injured on the job and allows the employee to care for the family members they were hired to serve.  The final stage was to find a creative name for a bear and Bhalu was it! 

The Bhalu Insurance Services site was created in 2022, but the team at RT Specialty and PBR Marketing have been supporting clients with workers’ compensation policies since 2014. This deliverable was built to be a general website dedicated to payroll companies, insurance brokers and household employers looking for this unique coverage. 

We have a dedicated team of underwriting experts that only serve this space, so they are extremely knowledgeable about your unique circumstances.  We have not seen it all yet, but we have seen a lot!

We look forward to working with you! 

Bhalu Insurance Services

“Simplifying the workers’ compensation process for household employers.”

What Our Clients Say

Clarke – thanks for your help here. I spoke to NY State and I am now in compliance and up to date for workers comp and for disability. Thanks so much again for your help and rest assured anyone I meet, who needs to acquire coverage, I will be sure to send them your way.
SIMON G
It was such a relief to get the coverage we needed for our new household employee. Your response time to my inquiry was under 24 hours! Other companies I spoke to have still not gotten back to me with a quote or just told me they couldn’t help. Your assistance in procuring the proper coverage and answering all my questions with regard to same is greatly appreciated.
DAWN C
I found the instant quote portal functionality on https://homepaywc.com/ easy to use. I appreciated being able to get an estimate and get the policy creation process started.
ANDREW A
Thank you for taking the time to answer all of my questions about Workers comp. I’ve never been in the situation before where I’ve needed to use workers comp, so I went into this conversation with you knowing very little. I can’t tell you how much I appreciate your patience and your ability to explain concepts clearly. I was concerned that my questions were foolish, but you were quick to remind me that there is no such thing as dumb questions. Having taught elementary school for 31 years of my life, I cannot tell you how delighted I was to hear this response.
BRADFORD H
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